Pidim Foundation


Pidim stepped into 26 years of its journey towards its goal for amelioration of economic and social status of the poor and marginalized community, since 1995. It often had to travel a dicey and tortuous path and yet not to lose sight to its goal. The progress that it has made so for bears the testimony of organizational capacity to sustain and grow. This report narrates the progress made in fiscal year 2019-20. The operation of Pidim’s microfinance program encompassed 56832 members under 333 Unions of 56 Upazilas in 11 districts viz. Dhaka, Tangail, Manikganj,Gazipur, Narsingdi, Narayanganj, Munshiganj, Comilla, Sherpur , Mymensingh and Brahmanbaria. In total BDT 3036.25 M was disbursed among 56832 borrowers belonging to 3785 Credit and Savings Group (Samity) and at the same time BDT 2737.88 M was realized against the loan. The average loan size was BDT 53425 .00 and the rate of On-Time-Realization was 98.59% and Cumulative Rate of Return was 99.48%. The net income from the micro lending operation stood at BDT 52.98 m as on 30 June 2020 due to Covid-19 pandemic situation. The total organizational equity capital as on the date was BDT 566.91M and the growth was 14.80% comparing to previous year. Organizational Self Sufficiency was 105.87% and Financial Self Sufficiency 103.03% (year 2020).

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