Pidim Foundation |
||||
Status of microfinance program by year is illustrated in the following table. |
||||
(Bangladesh Taka in millions) |
||||
Sl. No. |
Index |
June, 2022 |
June, 2023 |
|
I. |
Activity and Outreach |
|||
1 |
No. of Branch Office |
82 |
95 |
|
2 |
No of Savings & Credit Groups |
4,700 |
5,243 |
|
3 |
No. of Group Members |
72,371 |
81,200 |
|
4 |
No. Of Borrowers |
55,830 |
62,318 |
|
5 |
No. of Staff |
650 |
730 |
|
6 |
No. of Field Workers |
382 |
413 |
|
II. |
Assets and Liability |
|||
1 |
Portfolio (Principal Outstanding) |
4,152.79 |
4,852.85 |
|
2 |
Members Savings |
1188.03 |
1538.08 |
|
3 |
Pidim’s Equity Fund |
788.99 |
859.55 |
|
4 |
Loan from PKSF |
967.60 |
1191.53 |
|
5 |
Bank Loan |
1108.52 |
1208.20 |
|
6 |
Debt to Equity |
4.51 |
5.01 |
|
III. |
Profitability and Portfolio Quality |
|||
1 |
Net Surplus |
135.23 |
67.57 |
|
2 |
Organizational Self-Sufficiency |
120.60% |
102.35% |
|
3 |
Financial Self-Sufficiency |
113.61% |
100.78% |
|
4 |
Portfolio At Risk (PAR) |
7.94% |
6.86% |
|
5 |
On-Time-Repayment (OTR) |
96.39% |
98.20% |
|
6 |
Cumulative Rate of Return (CRR) |
98.95% |
99.23% |
|
7 |
Return on Assets |
3.52% |
1.34% |