About Pidim :

Pidim Foundation was founded in 7th February, 1992 and started its official journey since 18th march 1995 through the registration with NGO Affairs Bureau (Reg no: 923) as a philanthropic organization. The inception started with implementing a Food Security and Nutrition project in the outskirt of Dhaka City and later on extended phase wise human development activities involving the

most poor and marginalized community in many areas of Dhaka and Sherpur districts. The projects were implemented with grants received from a number of foreign donors. Lately it implemented a project on development of reproductive health of women in Khagrachari district with two other local partner-NGOs, with donation from Cordaid, the Netherlands. The project was phased out in 2015 and since then Pidim was morphed completely into a micro finance institute supported by PKSF and banks. Pidim is currently serving approximately 57,000 households under its micro finance program in 56 Upazilas of 11 districts. The major products of its microfinance program are Jagoran, Agroshar, Buniad, Sufalon etc.The products are designed based on loan ceiling and needs of the different income groups. While Jagoran loan is meant for low income group, Buniad for people living in destitution and Sufalon is given to supplement the mainstream loan. Agroshar is given to people belonging to high income group. Helping poor and marginal people have access to micro credit substantially impact their life through self employment and income generation. However it ultimately did not help them come out of poverty trap permanently. This is why Pidim is currently focusing on financing small and medium enterprises, which constitute the backbone of rural economy. The concept of development of micro enterprises is enshrined in government development policies and PKSF is also backing up the policy by implementing a number of projects called MDP (Microenterprise Development Project), SEP (Sustainable Enterprise Project), PACE (Promoting Agricultural Commercialization and Enterprises) etc. through its partner NGOs with financial support from  World Bank. Promotion of environmental friendly and sustainable enterprises through value chain development, transfer of adaptable production technologies, digitalization and e-commerce is at the center of ongoing development initiatives of Pidim. It has recently embarked on extension of high value cash crops such as avocado, high quality dates, coffee under Technology and Adaptation program. Besides, Pidim is currently engaged in development of rural sanitation in two Unions, one in Sherpur and the other in Narsingdi district. Pidim has been implementing Jamdani project financed by PKSF since December 2019 in Sonargaon and Rupgonj upazila of Narayangonj district. The project aims at promoting diversification of jamdani product holding training and promotion of product design in the target area. Pidim has also created online e-commerce platform to promote and accelerate sale of jamdani products countrywide.

Pidim as one of the successful MFIs puts upon highest priority on achieving organizational sustainability though facilitating skilled workforce, adoption of digital transformation and generating new ideas. Pidim is on the path of digital transformation of its microfinance programs and embarked on ‘accounting and portfolio’ automation in July 2011 and successively brought all 68 branch offices under the program. Pidim gradually discarded manual system of recordkeeping after commissioning of the software in its branch offices. The MIS Cell is managed by skilled personnel and one MIS Team Leader. Automation of its microfinance program in various forms and styles is being implemented at all management levels.  Data on daily money transactions are stored in the central server (owned and maintained by Grameen Communication, a sister concern of Grameen Bank) and accessed on real-time basis, voice-based-entry of data by field workers through mobile apps, paperless digital approval of field requisition/applications, Interactive Data Entry Approval System (IDEAS Software), digitalization of internal audit(360 degree) and functioning of HR Department, mobile banking with group members etc. are in place or in the process of development. Besides, Microcredit Regulatory Authority (MRA) embarked on institutionalization of MF-CIB (Microfinance Credit Information Bureau) involving all microfinance institutions in the country to bring discipline in the microfinance sector and curb the problem of over-financing that create unintended debt burden to the borrowers and often leading to loan defalcation. Pidim is among one of the MFIs selected to pilot the program in eight of its branch office. The transition to total digital world is on the progress and Covid-19 pandemic made it more expedient. As a value bounded organization Pidim has introduced Research, Training and Development (RTD) cell since June,20 to ensure human resource mobilization through capacity development , adoption of new approaches and to promote positive work environment by ensuring transparency and accountability in organizational practices. In a brief it can be said that Pidim has made significant progress in its journey of total digital transformation and made its mark as a successful Microfinance Institution.

Legal Status and General Information


a) Name

Pidim Foundation

b) Date of Establishment

: 7 February, 1992

C) Registration

(1) NGO Affairs Bureau, Reg.no : 923, Date: 18/03/95 (2 Society Registration Act 1860, Reg.no : S – 2544(137)/2001; Date: 21/03/01 (3) Micro Credit Regulatory Authority Act 2006, Certificate no: 162; Date: 16/03/2008


Address : Pidim Foundation : Plot – A -76, Road – W-1, Block – A, Eastern Housing Pallobi Phase – 2, Rupnagar, Dhaka – 1216. Phone: +88-02-9011808, 9005874 E – mail: pidimfoundation.bd@gmail.com (link sends e-mail) Website: pidimfoundation.org


Head Office

Pidim’s Development Objectives



  • Help create a protective environment for OP through development of livelihood and access to medical care and social inclusion.
  • Educate women for meeting family’s health and nutritional needs particularly those of children and pregnant mothers through training and motivation.
  • Help people undertake profitable income generating activities by providing loan.
  • Impart skill and management training to ensure fair return from investment of loans.
  • Help women realize their reproductive, social and economic rights through lobbying and advocacy.
  • Generate employment and support entrepreneurship through microenterprise development.
  • Promote technologies that help sustain agriculture yield over long time.
  • Help protect stock of domestic fowls and animals by arranging training and vaccination camps with the help of government livestock department.
  • Help combat social problems like dowry, polygamy, early marriage etc. through community mobilization.
  • Sensitize local community to conservation of micro environment and sustainable agriculture practices.
  • Help build community’s resilience to natural disaster and climate change adaptation through networking with LEB (Local Elected Bodies) and government departments.



Networking with other Donor, NGOs, Forum and partners:

  1. Member of Community Managed Disaster Risk Reduction (CMDRR), Bangladesh.
  2. Member of Disability and Inclusive Development Network – lead by Centre for Disability in Development
  3. Strengthening  Capacity and Networking of NSA-A & LA-s on Disability
  4. Member of Credit and Development Forum (CDF).
  5. Bangladesh NGO WHS (World Humanitarian Summit) Consultation Group
  6. Member of NAHAB (National Alliance for Humanitarian Actors of Bangladesh)
  7. Executive member of INAFI Bangladesh (International Network of Alternative Financial Institutions)


Staff Position:


Pidim has a total of 505 regular staff members as on 30 June 2020. Under the supervision of Executive Director work the Sr.Director (Micro Finance Operation), Deputy Director (Human Resource), Deputy Director (Finance) and host of other senior management staff helping in execution of various projects and programs. Of the total, 286 are Field Workers directly involved in implementation of programs, 13 Senior Management Officers 87 Supervisory Staff 98 Technical Staff and 21 Support Staff are devoted to execute micro finance operation and programs.

Pidim at a glance :

Micro Finance Operation, As on 30 June 2020

No. of District       :  11

No. of Upazilas    : 56

No. of Unions       : 333

No. of Village        : 1785

No. of Branch       : 68

Total Members    : 56832

No. of Groups       : 3785

Total Portfolio      : Taka 2313.79 Million

Recovery Rate     : 99.48%