Pidim Foundation


Pidim stepped into 23 years of its journey towards its goal for amelioration of economic and social status of the poor and marginalized community, since 1995. It often had to travel a dicey and tortuous path and yet not to lose sight to its goal. The progress that it has made so for bears the testimony of organizational capacity to sustain and grow. This report narrates the progress made in fiscal year 2017-18. The operation of Pidim’s microfinance program encompassed 46113 members under 273 Unions of 27 Upazilas in 8 districts viz. Dhaka, Gazipur, Narsingdi, Narayanganj, Munshiganj, Comilla, Sherpur and Mymensingh. In total BDT 2697.10 m was disbursed among 36102 borrowers belonging to 3314 Credit and Savings Group (Samity) and at the same time BDT 2493.76 m was realized against the loan. The average loan size was BDT 74,708.00 and the rate of On-Time-Realization was 98.08% and Cumulative Rate of Return was 99.55%. The net income from the micro lending operation stood at BDT 92.42 m as on 30 June 2018. The total organizational equity capital as on the date was BDT 384.24 m and the growth was 31.38% comparing to previous year. Organizational Self Sufficiency was 128% and Financial Self Sufficiency 120.52%.

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